Available Payment Gateways for Shopify in 2025: A Complete Guide

---

Whether you’re launching your first Shopify store or scaling an existing one, choosing the right payment gateway is essential to your success. A smooth and secure checkout experience increases trust and boosts conversions.

In this blog, we’ll explore all available payment gateways for Shopify in 2025, compare transaction fees, and help you pick the best option based on your region and business model.

---

🏦 What is a Payment Gateway?

A payment gateway is a service that processes credit card and online payments for eCommerce stores. It securely transfers customer payment details from the website to the acquiring bank, then returns the transaction approval or denial.

Shopify supports both:

• Shopify Payments (its own in-house solution)

• Third-party payment gateways like PayPal, Stripe, Razorpay, and more

---

🚀 Shopify Payments: The Default Gateway

Shopify Payments is the built-in payment gateway developed by Shopify. It's the easiest and most integrated option.

✅ Benefits of Shopify Payments:

• No extra transaction fees (0%)

• Fully integrated with Shopify admin

• Fast payouts to your bank account

• Supports Apple Pay, Google Pay, and Shop Pay

• Chargeback management included

💳 Supported Credit Cards:

• Visa, MasterCard, American Express, Discover, Diners Club, and more

🌍 Availability by Country (2025):

Shopify Payments is available in over 20 countries, including:

• United States

• Canada

• United Kingdom

• Australia

• India

• Germany

• France

• Singapore

• Japan

• Ireland

📝 Note: Shopify Payments is not available in some countries. If you're outside the supported regions, you’ll need to use a third-party provider.

---

🌐 Third-Party Payment Gateways for Shopify

If Shopify Payments isn’t available in your country—or you prefer another provider—you can integrate one of 100+ third-party payment gateways.

Here are some popular options, grouped by region:

---

🌎 Global Payment Gateways

Gateway	Key Features
PayPal	Most trusted globally; express checkout supported
Stripe	Easy to set up; strong developer tools
2Checkout (Verifone)	Supports global currencies and subscriptions
Authorize.Net	Strong fraud protection, great for US merchants
Amazon Pay	Familiar checkout for Amazon customers
Braintree	Owned by PayPal; offers robust mobile integration

---

🇺🇸 USA Payment Gateways

• Shopify Payments

• Square

• Authorize.Net

• PayPal Express

• Sezzle / Afterpay / Klarna (for Buy Now, Pay Later)

---

🇮🇳 India Payment Gateways (2025)

Gateway	Notes
Razorpay	Popular, fast onboarding, UPI & EMI support
PayU India	Good for subscriptions, fast settlements
Cashfree	High acceptance rate, supports UPI, wallets
CCAvenue	Trusted legacy provider with multilingual checkout
Instamojo	Good for small businesses and digital goods
PhonePe Payment Gateway	UPI first, expanding rapidly
Paytm for Business	Familiar to Indian customers

💡 Shopify Payments now supports UPI, Netbanking, and Wallets in India (2025), making it highly competitive locally.

---

🇪🇺 Europe Payment Gateways

• Shopify Payments

• Mollie (widely used in the Netherlands & EU)

• Sofort (Germany)

• Klarna (Buy now, pay later)

• Worldline

• Adyen

---

🇦🇺 Australia & New Zealand

• Shopify Payments

• eWay

• ZipPay / Afterpay

• Stripe

• PayPal Express

---

🧾 Shopify Transaction Fees (If Not Using Shopify Payments)

If you use a third-party payment gateway, Shopify charges additional transaction fees on each sale:

Shopify Plan	Extra Transaction Fee
Basic	2.0%
Shopify	1.0%
Advanced	0.5%
Shopify Plus	0.15%

🔐 Using Shopify Payments eliminates these extra fees.

---

🛍️ Alternate Payment Methods for Shopify

Besides traditional gateways, Shopify also supports:

🧾 Manual Payments

• Cash on delivery (COD)

• Bank deposits

• Money orders

📲 Wallets & UPI (India, 2025)

• Paytm

• PhonePe

• Google Pay

• UPI via Razorpay or Shopify Payments

🧩 Buy Now, Pay Later (BNPL)

• Klarna

• Afterpay

• Sezzle

• Shop Pay Installments

---

🧠 How to Choose the Right Payment Gateway for Your Shopify Store

Here’s a quick decision guide:

Factor	Recommendation
Country	Check Shopify’s official list for supported gateways
Payout Speed	Shopify Payments or Razorpay
Ease of Integration	Shopify Payments or PayPal Express
Lowest Fees	Shopify Payments
UPI or Wallets (India)	Razorpay, Cashfree, or Shopify Payments
BNPL Options	Klarna, Afterpay, Shop Pay Installments
Trust Factor	PayPal, Stripe

 

---

🧾 Final Thoughts

Choosing the right payment gateway for Shopify is key to offering a smooth checkout, reducing abandonment, and increasing conversions. While Shopify Payments is the most seamless and cost-effective solution, there are several powerful third-party gateways tailored to your country and customer preferences.

At RootSyntax, we help you integrate the best payment solutions for your Shopify store based on your target market, goals, and platform compatibility.

👉 Need help integrating or configuring your Shopify payments? Contact Us